My Internship Report on SMBL Shikarpur Road Sukkur Branch by qazi_salu in Types > Research > Business & Economics. INTERNSHIP REPORT. ON. HABIB BANK LIMITED PAKISTAN. PREEDY GATE BRANCH BANNU. SUBMITTED TO: SIR AMAN ULLAH AWAN. DIRECTOR. In Government of Pakistan announced the privatization of HBL to Agha Internship Report on Banking Business Activities of Mercantile Bank Limited, Internship start and finish dates: 5th March – 30th April

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Sometimes legal actions are also taken for recover the loan. Some national and international laws regulate functions of this department. These remittances internshiip generally used to cover day to day living expenses, to provide a cushion against emergencies and making small investment.

It usually certifies further the operating instructions of the account.

Next is the permanent address of the customer which should be copied from the CNIC of the customer. Progress of this estimated institute could be measured in terms of deposits and number of branches opened. The task was assigned as per the requirement of the different om under the supervision of respective department head.

Assignment Point – Solution for Best Assignment Paper

The commercial bank also may rediscount it from the central bank. Conclusion AND lessons learnt. If a customer is a salaried person then the bank issue credit card facility up to three times of his or her salary.

More important thing is that UBL is pioneer in computerization of banking. Transfer of money The commercial bank is very helpful in transferring the money from one place to another by issuing the drafts.

Thus, bank receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them, makes loans, and invests in securities, collects cheques, drafts and certifies depositor’s cheques and issues drafts and cashier’s cheques. This encourages saving by giving various type of incentives to the savers. The bank is trying to revolutionize the services that are provided over the counter and is working for an early change in all the branches of the bank.


The loans are repaid in installment.

This helps to retain and maintain existing customer by providing service up to their expectations. Other oh of data is secondary data consisting of annual report, internship report of seniors, internet and relevant books during my internship. Subsequently, ‘Bank of Barcelona’ and ‘Bank of Geneva’ were established. After collecting and analyzing data I have got some findings and recommendations.

It should take various customer feedbacks and provide them prompt and convenient services. Here is my count down learning of forty two days.

Advancing loans Bank also advances the loans to the merchants and charges the interest. For clearing, we opt for second option in Banking category, and after entering the posting date, clearing date and transfer delivery date, we opt for single entry option. Financial institution and Markets, Jeff Madura, 9th ed. Therefore, in the time of sanctioning the loan adequate securities should be taken from the borrowers to recover the loan.

In this report we discuss many things about bank like introduction, functions role of banking and also the information about UBL. Deposit Monthly Income accountwhich provides a monthly withdraw able return on the account And there is a National Income Daily account, carrying hybrid characteristics of saving and current accounts, distributes all profits on daily product basis to the account holders.

They make funds, available through their lending and investing activities to borrowers, individual business firms and government. Funds being received in Nepal from other countries are termed as inward remittance. Repayment is stopped or irregular but has reasonable prospect of improvement. Credit Card is the loan facility which is given on only personal guarantee. It involves a critical study of following factors: Zurich, Switzerland a fully owned subsidiary was set up on 8th of December In simple, bank is an institution which deals with money and credit.

Saeed Nasir Money and banking 7th Edition.


Internship has helped to explore the fundamentals of baking system. The banking in the form of money leading can be traced back itnernship the reign of Gun Kam Dev towards the end of 8th century. Bangladesh Bank issues license to scheduled banks to deal with foreign exchange. The cards facilities by HBL are: This commission depends on amount, which will be transferred. The Retail Bank would continue leveraging the branch network gaining market share across untapped sectors.


Besides, the land and building are also mortgaged with the bank. So, there must be a principle of advance and efforts should be made to make it a sound one for which in depth study must be made on the following points of hbk bank: Credit Card In this case the customer has not much amount deport his or her account but the Bank gives him facility to over draft OD up to the maximum limit of five laces depending on bank- customer relationship and the market value of that person.

Internsbip loans and advances. Alongside, the land and building are also mortgaged in the bank.

The activities done in fixed deposit and fund transfer are: The total of deposits of Pakistani Banks was Rs. Commercial Banks are the heart of our financial system. We are committed to the welfare and economic prosperity of the people and the community, for we derive from them our inspiration and drive for onward progress to prosperity.

It can be both internal and external. Later in ancient Greece and during the Roman Empire lenders based in temples would make loans but also added two important innovations; accepted deposits and changing money.

This will not only save their time but will also motivate staff members to work more promptly, because if customer and employee engage into some unhealthy quarrel, the whole environment will environment will be disturbed.

The year B.