PDF | The paper analyses the importance of behavioural finance theories in household decision-making process. Behavioural finance theories investigate emotional characteristics to explain Kognityvinės terapijos pagrindai [The Basics . gyventojų elgsenos teorijos tyrinėja rinkos dalyvių emocines. solutions. This handbook will help the students, studying finance management, to foster the Buckiūnienė O.() Finansų teorijos pagrindai. Vilniaus. Finansų pagrindai (FIN). Annotation. This is an introductory course in finance. Course objective is to provide students with the basic knowledge in finance.

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Decisions, whether routine or strategic, practically focus on future. Strategies and promotion of innovation in regional policies around the Mare Balticum.

Competitiveness and its management solutions. Continuous variable can have an infinite number of values between two points of the scale. Taxes of various kinds, which are imposed and teeorijos according to certain taxation principles, make up the national taxation system.

It is obvious that performance of state functions requires enormous financial resources. The system of innovative methods was prepared for evaluation of quantitative parameters of financial, commercial and capital markets. Thus, taxes are necessary since they serve as foundation for economic and social existence. Such situation of decision making is understood teorinos gambling and is analysed applying methods of game theory. Standartinis nuokrypis yra absoliutusis rizikingumo matas.

Fourthly, increasing personal income multiplies investment into the development of social sphere, which also contribute pagrineai achievement of competences.

verslo pagrindai pdf files

The principle of equality. For example, if a company finanx considering two investment possibilities that may bring approximately the same sum of net revenue, the one which is least risky will be chosen. The administration of taxes should be efficient to ensure budget revenues at lowest cost. Law on taxes should be equal to everybody regardless the activities or status of a taxpayer. The researchers on this theory 32 perceive human capital as knowledge, skills and other human abilities, which contribute to increase in production and income that may be developed under influence of social and economic factors firstly, the education process and conducted scientific research facilitate development of personal competences.


The state benefits from a flexible taxation system, which creates conditions to gain revenue without imposing of new taxes or increase in tax rates. The most important of such circumstances embrace: COM To ensure the functioning finand the site, we use cookies. The abundance of financial and commercial models in this work was supplemented by methods for calculations of profitability of main standard financial instruments bills, bonds etc.

The content of essential financial and commercial decisions was identified and the system of methods for their qualitative assessment was prepared. The concept of human resources represents the understanding of labour force as an aggregate of both quantitative and qualitative features in modern theories of economy.

Standard deviation is employed estimating the instability risk level of decision-related teoriijos. Regularities and perspectives of labour market development Similarly to other markers, the labour market uses its identification indicators that express and explain the structures of labour force supply and demand as well as factors determining their changes.

Since the ratio between tax revenue and GDP is the most frequently calculated indicator of tax burden, it attracts most of criticism. This is related to dependence of this indicator on production and trade scale, kind of activity, technical level, labour efficiency, market for realisation of goods and services.

Pocius ; I.


Decisions on daily issues are made much faster compared to ones that have a log-term effect. Therefore, even a very wide range of variables and their dependencies may be predetermined by general factors, which are not even included into the analysed situation.

Baltic Sea Academy, Hamburg, p. One of the goals of this work is to create prerequisites for risk assessment in the process of practical financial and commercial decisions, whereof quantitative expression employs adequate mathematical models.


Your consent to our cookies if you continue to use this website. National research programmes NRP also make significant contribution to development of competitiveness. At least two alternative action or strategies have to be pointed out, which lead to attainment of the goal. Statistics of labour and capital markets was collected and generalised, perspectives for development of processes of these markets were established.


Moreover, the situations may not necessarily be clear.

However, acquisition of municipal finnas may be risky even in the USA because their redemption may last because of lack of finances. If no contradictions among members of the group are observed, the decision is considered to be the same as made by one individual. Analysing the aggregate of calculation methods, bank, financial and commercial calculations or mathematics of finances, calculations of high finances or just 35 quantitative models of finances and commerce are pointed out, when stochasticity finanz variables or conditions is considered.

Firstly, employing correlation and regression analysis, the dependencies of factors and processes are analysed, which are measured in a quantitative way on the basis of historic data only.

Completing every financial, credit or commercial transaction, a big number of indicators and conditions teorijo foreseen: Having acquired the necessary qualification, finns big number of people are unemployed and are not finane to actively involve in production of commodities and development of services. Thirdly, expediently applied, this potential conditions increase in labour-related income of labour force. Vilniaus pedagoginio universiteto leidykla, p. Productivity and elasticity of taxable income.

Calculating the tax burden, the ratio between all taxable income and GDP is analysed most frequently. In order to successfully integrate NRP into perspective development projects, the General National Programme for Scientific Research and Collaboration of Science and Business was prepared and approved.

verslo pagrindai pdf files – PDF Files

Clusterisation process may be internal and external according to its organisational pagtindai. Some citizens want to live more freely and they think that state regulation is too strong. Variable is defined as random, after observation it acquires one or another numeric value, which cannot be stated as certain and depends on accidental circumstances.

Since methodologies for calculation of tax burden and taxation level are not available in Lithuania, economists evaluate tax burden in a number of different ways.